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Why Financing a Locally Used Car Hits Different in Kenya

Published on Dec 10, 20257 min read

Historically, banks preferred financing fresh imports and avoided locally used cars. They saw them as risky assets. But the narrative has changed. The 'Bottom-Up' economic reality means we must maximize the value of assets already in the country.

We have partnered with lenders who now finance verified local cars. If the car passes our inspection and valuation, you can get up to 70% financing. This allows you to drive a higher-spec local unit (like a Toyota Prado or Mercedes C-Class) without needing the full cash upfront. It unlocks value that was previously stuck. Don't wait to import; finance what's already here and verified.