What They Don't Tell You About Ownership Costs in Nairobi

You budgeted for the loan repayment and the fuel. Good start. But have you budgeted for the Nairobi Tax? This is the silent killer of budgets.

This includes the daily parking fees in the CBD, the Ksh 50 "watchman fee" every time you park in Westlands, and the weekly car wash because of the dust. Then there are the suspension bushes that need replacing every year due to potholes. Realistically, add 30% to your monthly budget for these hidden operational costs. If you can't afford the maintenance, you can't afford the car.